BusinessPlans.com, Inc. Terms and Privacy Statement
Your Commitment to BusinessPlans.com
Inc. is committed to respecting the privacy of our customers
and users. We also require that our customers respect the
proprietary nature of our questionnaire and all the research
and development that went into our questionnaire. As a
result, once a customer has paid for and ordered our
questionnaire the entire fee is considered earned and there
are no refunds. Considerable experience, effort and energy
goes into consulting with each and every client and their
particular situation. We do not charge separately for any of
our consulting efforts and therefore have this no refund
Our Commitment to You
Inc. is committed to respecting the privacy of our customers
and users. We strive to provide a safe, secure user experience.
This Privacy Statement sets forth the online data collection
and usage policies and practices that apply to all of our
Web sites (unless a different privacy statement is specifically
made applicable). By using the BusinessPlans.com, Inc. site,
you consent to the policies and practices described in this
Statement. Your data will be stored and processed in whole
or in part in the United States. If you access a BusinessPlans.com,
Inc. Web site outside the United States, your usage of that
site constitutes consent to the transfer of your data out
of your country and to the United States. Our sites contain
links to other Web sites over which we have no control. BusinessPlans.com,
Inc. is not responsible for the privacy policies or practices
of other Web sites to which you choose to link from a BusinessPlans.com,
Inc. Web site. We encourage you to review the privacy policies
of those other Web sites so you can understand how they collect,
use and share your information. This Privacy Statement applies
solely to the information we collect on a BusinessPlans.com,
Inc. Web site, and does not apply to information we collect
in any other fashion.
and Retention of Information
some areas of our Web sites BusinessPlans.com, Inc. requests
or may request that you provide personal information, including
your name, address, e-mail address, telephone number, credit
card number, social security number, contact information,
billing information and any other information from which your
identity is discernible. In other areas, BusinessPlans.com,
Inc. collects or may collect demographic information that
is not unique to you such as your zip code, age, preferences,
gender, interests and favorites. Sometimes we collect or may
collect a combination of different types of information. Examples
of areas on BusinessPlans.com, Inc. Web sites where we collect
personal or combined personal and demographic data are pages
where you can open a BusinessPlans.com, Inc. account, sign
up to use a service, use one of our consulting services, enter
a contest or purchase a product. In addition, BusinessPlans.com,
Inc. may indirectly collect information about you when you
use certain third party services on our Web site.
also gather or may gather certain information about your use
of our site, such as what areas you visit and what services
you access. Moreover, there is information about your computer
hardware and software that is or may be collected by BusinessPlans.com,
Inc. This information can include without limitation your
IP address, browser type, domain names, access times and referring
Web site addresses.
Inc. may sometimes afford you the opportunity to provide descriptive,
cultural, behavioral, and preferential and/or life style information
about yourself, but it is solely up to you whether you furnish
such information. If you do provide such information, you
are thereby consenting to the use of that information in accordance
with the policies and practices described in this Statement.
For example, such information may be used for the purpose
of determining your potential interest in receiving email
or other communications about particular products or services.
remember that if you post any of your personal information
in public areas of BusinessPlans.com, Inc., such as in online
forums or chat rooms, such information may be collected and
used by others over whom BusinessPlans.com, Inc. has no control.
We are not responsible for the use made by third parties of
information you post or otherwise make available in public
areas of BusinessPlans.com, Inc.
we believe that maintaining a business plan is a life-long
process, we reserve the right to retain indefinitely all the
information we gather about you in an effort to make your
repeat use with us more efficient, practical, and relevant.
Of course, you can correct or update your BusinessPlans.com,
Inc. account. Moreover, you can delete your business plan
from our online database or close your BusinessPlans.com,
of Information by BusinessPlans.com, Inc.
use the information we gather on a BusinessPlans.com, Inc.
Web site, whether personal, demographic, collective or technical,
for the purpose of operating and improving the BusinessPlans.com,
Inc. Web site, providing a positive user experience and generating
better and better business plans. We may also use the information
we gather to inform you of other products or services available
from BusinessPlans.com, Inc. or its affiliated companies or
to contact you about your opinion of current products and
services or potential new products and services that may be
We may use your contact information in order to send you e-mail
or other communications regarding updates at the BusinessPlans.com,
Inc. site, such as new BusinessPlans.com, Inc. opportunities
and additional listings which may be of interest to you. The
nature and frequency of these messages will vary depending
upon the information we have about you. In addition, at the
time of login for BusinessPlans.com, Inc., you may have had
the option to elect to receive additional communications,
information and promotions including without limitation free
informational newsletters from BusinessPlans.com, Inc. relating
to topics that may be of special interest to you, such as
available lenders, business consultants and vendors.
we have an area where you can submit feedback, any feedback
you submit becomes our property, and we can use such feedback
(such as success stories) for marketing purposes or contact
you for further information.
of Information to Others
do not disclose to third parties your personal information,
combined personal and demographic information or information
about your use of a BusinessPlans.com, Inc. Web site (such
as the areas you visit or the services you access), except
as set forth in the following four subparagraphs.
may disclose such information to third parties if you consent
to such disclosure. For example, if you indicate that you
would like to receive information about the products or services
of third parties at any time you register for a BusinessPlans.com,
Inc. account, we may supply your contact information to third
parties such as employers, lenders, data aggregators, marketers
or others for the purpose of sending you e-mail or otherwise
communicating with you. We may use data we have about you
(such as the interests and preferences you have expressed)
to determine whether you might be interested in the products
or services of a particular third-party
We may disclose such information to companies and individuals
we employ to perform functions on our behalf. Examples may
include hosting our Web servers, analyzing data, providing
marketing assistance, processing credit card payments, and
providing customer service. These companies and individuals
will have access to your personal information as necessary
to perform their functions, but they may not share that information
with any other third party.
We may disclose such information if legally required to do
so, if requested to do so by a governmental entity or if we
believe in good faith that such action is necessary to: (a)
conform to legal requirements or comply with legal process;
(b) protect the rights or property of BusinessPlans.com, Inc.
or its affiliated companies; (c) prevent a crime or protect
national security; or (d) protect the personal safety of users
or the public.
We may disclose and transfer such information to a third party
who acquires all or a substantial portion of BusinessPlans.com,
Inc.'s business, whether such acquisition is by way of merger,
consolidation or purchase of all or a substantial portion
of our assets. In addition, in the event BusinessPlans.com,
Inc. becomes the subject of a bankruptcy proceeding, whether
voluntary or involuntary, BusinessPlans.com, Inc. or its trustee
in bankruptcy may sell, license or otherwise dispose of such
information in a transaction approved by the bankruptcy court.
Inc. may also share aggregated anonymous information about
visitors to each of its Web sites with its clients, partners
and other third parties so that they may understand the kinds
of visitors to BusinessPlans.com, Inc.'s site and how those
visitors use the site.
BusinessPlans.com, Inc. is a business plan-generating site,
we give you the opportunity of putting your business plan
in our database. There are two ways of doing this:
can store your business plan in our database, but not allow
it to be searchable by potential lenders and venders. Not
allowing your business plan to be searchable means that you
can use it to apply for a loan online, but lenders and venders
will not have access to search it through our business plan
If you allow your business plan to be searchable, then all
parties with access to our searchable business plan database
(or copies thereof) will have access to your resume.
We attempt to limit access to our searchable business plan
database (or copies thereof) only to qualifying lenders and
venders, as well as law enforcement and national security
agencies, but cannot guarantee that other parties will not
gain access to this database. We are not responsible for the
use made of business plans by third parties who access such
business plans while they are in our searchable database.
You may remove your business plan from our searchable database
by notifying us and working with us. However, others who have
had access to that database or had access to make a copy of
that database, as well as parties who have otherwise gained
access to the database, may have retained a copy of your business
plan in their own files or databases. We are not responsible
for the retention, use or privacy of business plans in these
Inc. uses "cookies" to help personalize and maximize
your online experience and time online. A cookie is a text
file that is placed on your hard drive by a Web page server.
Cookies are not used to run programs or deliver viruses to
your computer. Cookies are uniquely assigned to your computer,
and can only be read by a Web server in the domain that issued
the cookie to you.
of the primary purposes of cookies is to provide a convenience
feature to save you time. The purpose of a cookie is to tell
the Web server that you have returned to a specific page.
For example, if you personalize BusinessPlans.com, Inc. pages,
or register for services, a cookie helps us to recall your
specific information (such as user name, password and preferences).
accurate results and a more personalized site experience.
When you return to the BusinessPlans.com, Inc. site, the information
you previously provided can be retrieved, so you can easily
to track click streams and for load balancing.
may have the ability to accept or decline cookies. Most Web
browsers automatically accept cookies, but you can usually
modify your browser setting to decline all cookies if you
prefer. Alternatively, you may be able to modify your browser
setting to notify you each time a cookie is tendered and permit
you to accept or decline cookies on an individual basis. If
you choose to decline cookies, however, that may hinder performance
and negatively impact your experience on the BusinessPlans.com,
Inc. Web site.
of Web Beacons
Inc. Web pages may contain electronic images known as Web
beacons (sometimes called single-pixel gifs) that allow us
to count users who have visited those pages and to deliver
co-branded services. Web beacons are not used to access your
personally identifiable information on BusinessPlans.com,
Inc.; they are a technique we use to compile aggregated statistics
about our Web site usage
beacons collect only a limited set of information including
a cookie number, time and date of a page view, and a description
of the page on which the Web beacon resides.
may review, correct, update or change your BusinessPlans.com,
Inc. account information. If you had opted to receive communications
from BusinessPlans.com, Inc. or any third party or parties
at any time or when you registered with BusinessPlans.com,
Inc., but subsequently change your mind, you may opt-out.
Inc. has implemented reasonable technical and organizational
measures designed to secure your personal information from
accidental loss and from unauthorized access, use, alteration
or disclosure. However, we cannot guarantee that unauthorized
third parties will never be able to defeat those measures
or use your personal information for improper purposes.
When you place an order online at BusinessPlans.com, Inc.
, your credit card information is protected through the use
of encryption. BusinessPlans.com, Inc. uses a service company
to process its credit card transactions.
Inc. is not intended for children under 13 years of age who
are without the supervision of their parent or parents. We
do not knowingly collect personal information from children
under 13. We are also very attentive about individuals 14
to 18, primarily as it pertains to the collection of personal
to Privacy Statement
we decide to change our Privacy Statement for BusinessPlans.com,
Inc., we will post those changes here so that you will always
know what information we gather, how we might use that information,
and to whom we will disclose it. If at any time, you have
questions or concerns about BusinessPlans.com, Inc.'s Privacy
Statement, please feel free to email us at write us or call
us and speak to one of the principals.
Inc. is located at 220 South Military Trail, Deerfield
Beach, Florida 33442. We welcome your comments concerning
you for using BusinessPlans.com.
©2003 BusinessPlans.com, Inc.